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This worksheet can help you get a general sense of how much life insurance you need to protect your family. Web life insurance needs worksheet table a table b years before college factor 5.95 10.91 15.86 20.82 note: Web naturally, a worksheet like this is only an aid in determining life insurance needs. Web life insurance needs worksheet. Then include amounts needed for non. It cannot predict all of your expenses, economic conditions, inflation, investment. First enter potential funeral costs and estate taxes. Web this life insurance calculator uses your existing assets and debts to figure out how much life insurance coverage you need. Web this calculator will help you determine what your life insurance needs are. These tables help you determine net present value (npv), the.