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Add up your income streams. Web these 7 free retirement planning spreadsheets will help you plan your financial future and experiment with savings, investment, and withdrawal rate. Web choose the way you want to enter your expense. Our retirement planning worksheet makes it easy to get a complete picture of your retirement budget. Web make your retirement budget. Web use the planning worksheets to estimate your total monthly expenses and see how your income sources will meet your needs in retirement. Enter your estimated expenses for each category, then click calculate at the bottom to see your. We like to think of your income streams as buckets of money that. Web here are four steps to creating your retirement budget.